Private Car Insurance

MotorGuard is a comprehensive private car insurance package that provides round-the-clock total cover for your cars in all areas of Hong Kong, as well as many extra bonuses.

No-Panic Assurance

  • A 24-hour hotline service in English, Cantonese and Mandarin, emergency roadside service cover of up to HK$2,000 and a free towing service, on call day or night
  • Up to HK$5,000 for car rental should your car be immobilized due to accident, roadside breakdown, or theft.

Additional Benefits

  • In the event of your car being written of as a result of an accident, you can get a brand new replacement car of the same model providing your car is less than one year old. No amount whatsoever will be deducted for depreciation.

No Claims Deduction

  • With MotorGuard, we have designed a policy under which your NCD will not be affected by small claims. You'll continue to keep your NCD as long as your claim does not exceed HK$80,000 or 20% of the insured value, whichever is less.
  • And no more worries about broken windscreens or car window damage either, as MotorGuard provides unlimited cover. Regardless of the nature of the damage, your NCD will not be affected, and provided each claim does not exceed HK$5,000, no excess will be applied.
  • Your NCD will also not be affected if you are involved in an accident caused by a third party, as long as we can claim successfully for compensation from the third party.

Interested in MotorGuard?

For details of product cover click here.
Download product leaflet click here.

Need a proposal form?
For proposal form in PDF format, please click here.

Please contact your broker or agent or click here to contact us.

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Contact Us

For products details, please contact your broker or agent, or click here to contact us.